United Heritage Credit Union Terms and Conditions

Effective Date: [Insert Date]

Welcome to United Heritage Credit Union! By using our website, mobile app, and banking services, you agree to the following terms and conditions. Please read them carefully.

1. Acceptance of Terms

By accessing or using our services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these terms, please refrain from using our services.

2. Account Eligibility

You must be at least 18 years old and legally capable of entering into a binding contract to use our services. By registering an account, you confirm that you meet these eligibility requirements.

3. Use of Services

You agree to use our services only for lawful purposes. You may not engage in activities that violate any laws or infringe upon the rights of others. You also agree to use our services responsibly and in compliance with any applicable regulations.

4. Privacy Policy

Our Privacy Policy governs the collection and use of your personal data. By using our services, you consent to our Privacy Policy, which is incorporated by reference into these Terms and Conditions. Please review our Privacy Policy for more information on how we protect your data.

5. Fees and Charges

You agree to pay all fees and charges associated with the services provided by United Heritage Credit Union. These may include account maintenance fees, transaction fees, or other charges as described on our website or in your account agreement.

6. Limitation of Liability

United Heritage Credit Union will not be held liable for any indirect, incidental, special, or consequential damages arising from the use or inability to use our services, even if we have been advised of the possibility of such damages. Our total liability will not exceed the amount paid for the specific service in question.

7. Termination of Service

United Heritage Credit Union reserves the right to suspend or terminate your account or access to services at any time if we suspect fraudulent activities, non-compliance with these terms, or if you breach any terms of use.

8. Changes to Terms

United Heritage Credit Union may modify these Terms and Conditions at any time. We will notify you of any significant changes through email or on our website. Continued use of our services after such modifications will constitute your acceptance of the updated terms.

9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles. Any disputes arising out of or in connection with these terms shall be resolved through arbitration or in the courts of [Your Jurisdiction].

10. Contact Us

If you have any questions about these Terms and Conditions, please contact us at: